ART for Borrowers

ART provides loans to viable small businesses and social enterprises throughout the Birmingham and  Solihull areas where the banks are unable to help or where they have done all they can. 


Are you looking to start a new business / social enterprise and need funds for cash flow or capital investment – or perhaps for the purchase of equipment or stock ?

ART has a loan facility that is available to both Businesses and Social Enterprises as follows: 



Overview of Terms

Amounts between £10,000 - £50,000

For Businesses and Social Enterprises based in Birmingham or Solihull

For most business puposes

For most sectors- if the proposal is for a retail operation give us a call to check elegibility

Repayment terms from 6 months to 5 years

No penalty for early repayment

Interest rate between 6%-12% dependent on assessed risk

Click here for full Terms and Conditions